Home Repairs

Homeowner Emergency Repair Program

The City of Springfield, through the Office of Housing, has created a Homeowner Emergency Repair Program, using Housing and Urban Development’s (HUD) Community Development Block Grant (CDBG) program.

The Emergency Repair Program provides income-eligible Springfield homeowners with zero-interest deferred payment loans to pay for the cost of an emergency repair to their home.  These loans are recorded as a lien on the property, and repayment is only required when the homeowner sells, refinances, transfers title to the property, or no longer occupies the home as a principal place of residence.  Households interested in this program must first meet the following requirements:

  • The home must be the owner's principal residence, and the applicant may not own other real estate.
  • The property must be located in Springfield.
  • Owner-occupancy must be established for a minimum of three (3) years.
  • Title to the property may not have liens other than a first and/or second mortgage.
  • All property taxes, fees, fines or municipal liens must be current.
  • Household income may not exceed 80% of the area median income, as detailed in the following chart:                      

Maximum Household Income (as of 7/1/2021)

                                    1 Person      $47,150

                                    2 Persons    $53,850

                                    3 Persons    $60,600

                                    4 Persons    $67,300

                                    5 Persons    $72,700

                                    6 Persons    $78,100

                                    7 Persons    $83,500

                                    8 Persons    $88,850



 Please contact the Office of Housing at (413) 787-6500 for more information on how you may qualify.

Click on the link for a copy of the Emergency Home Repair Application


Page last updated:  Thursday, July 22, 2021 11:18 am